Glossary

Last updated: 2025–03-11

Definitions of terms used in the LendAPI dashboard documentation.

Term	Definition
Agent dashboard	The Applications list view configured for agents (e.g. CSRs, underwriters, reviewers). It uses the same list and filters as Applications but adds configurable columns: the system returns available columns and selected columns so you can show or hide fields (e.g. Applicant, Stage, Assigned, Tags) via a column picker.
Application	A single loan or financing application submitted by or for an applicant. Has a status, stage, and may have underwriting, offers, documents, and history.
Assign / Assignee	Assigning an application gives it an owner (a user). The assignee is the user responsible for that application.
Campaign	A marketing or acquisition campaign used to attribute where applications or leads came from.
Decision outcome	The result of an underwriting decision (e.g. Approved, Denied, Refer, Pending). Defined in Rules Studio and set by rules.
Offer	A loan or financing offer (amount, rate, term, payment) presented to an applicant. Generated by the pricing engine and rules.
Offer table	A set of pricing rules/parameters used by the pricing engine to generate offers. You create and activate offer tables in Pricing Engine.
Product	A loan or financing product type (e.g. Personal Loan, Auto Loan). Used in applications, pricing, and rules.
Rule	A condition-and-action configuration that runs during underwriting (e.g. if credit score > 650 then approve). Managed in Rules Studio.
Stage	The current step in the application lifecycle (e.g. Application, Underwriting, Decision, Funding, Closed).
Tag	A label applied to applications (or other entities) for filtering and organization.
Tenant	Your organization (or sub-organization) in LendAPI. Tenant-level settings include API keys, webhooks, workspace, security, branding.
Underwriting	The process of evaluating an application (rules, model, decision). Results appear in the application’s underwriting section.
Webhook	An HTTP endpoint you configure to receive event notifications (e.g. application submitted, decision made) from LendAPI.